Question 1

What is the 28-day rule for Proof of Funds?

Accepted Answer

UK and Canadian student visa routes require the applicant to hold the required funds for 28 continuous days. The balance must meet the threshold on every day of that window, not only on the day of submission — a single day below the line can cause a refusal.

Question 2

How does exchange rate movement cause a visa refusal?

Accepted Answer

The statutory requirement is set in foreign currency, so a naira balance that satisfies it today can fall short tomorrow without the applicant spending anything. Japahub revalues each balance daily against the published rate and flags files before they fall under the threshold.

Question 3

What is an unseasoned deposit?

Accepted Answer

A large deposit that lands inside the holding window has not been held for the required period, so it does not count toward the statutory threshold and can trigger a credibility interview. Japahub checks every lump-sum credit against the 28-day seasoning rule.

Question 4

How are bank statements verified?

Accepted Answer

Japahub re-derives every row's closing balance from its own opening balance, credits and debits. A row whose printed closing balance does not match its own arithmetic indicates the document was edited after it was issued.